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At Reign Roofing, we do more than help our customers repair their roofs after they’ve sustained damage from high winds, hailstones, and other weather-related hazards.
We also help them with their insurance claims. Many home inspectors are unfamiliar with roof damage, often leading to them denying coverage because of this ignorance.
We can assist you through the process and work with the adjustor to identify the damage so you will have a much higher chance of getting a claim approved. We can also help with claim denials.
Providing this roof insurance claim assistance in Cypress, TX can relieve a great deal of stress from homeowners because it’s often a complex process that causes people anxiety—especially in the wake of their home suffering damage.
Below we’re going to go through what you need to do to start a roof damage insurance claim and how we can help. We want to take away as much of the burden from your shoulders as possible while helping get your claim approved.
Signs of roof damage can be an eyesore, and often times, out of sight until you notice water damage in your home.
While you are bothered about the financial implications, you are also concerned about your family safety, or the inconvenience of an eventual roof leak. However, you are left with two options to fix your roof. Should I pay less to repair or get the whole roof replaced?
If you find yourself considering which option is best for your roof, this piece is for you.
Here are major factors that determine whether to replace or repair your roof:
How Old Is Your Roof?
The age of your roof is a crucial factor that determines whether to go for repair or replacement. If your roof has reached the end of its lifespan, it is best to go for a roof replacement. Statistics show that shingle roofs 16 years and older are 76% more prone to roof leaks. Here’s some major reasons why:
Over time, the roofing jack seals (holds vents on your roof) separate and let water in.
After 15 years, shingles in Texas suffer granule loss.
Shingles can lift from wind and rusty nails over time allowing water to seep in.
Older roofs are more prone to hail and heat damage, which could eventually turn into a leak.
If you don’t know how much time is left on your roof, inviting a qualified roofing contractor in your area will help examine your roof and tell you how much time you have left.
The Severity of the Damage
Before you decide on a roof replacement or repair, consider the severity of the damage. Is the roof severely damaged, or only a few shingles are missing?
If the roof only has minor damage, a good roofing contractor like Reign Roofing in Richmond, Texas will help fix and restore your roof to it’s original condition.
How Long Are You Staying In Your Home?
Considering how much time is left to stay in your home is yet another factor to consider. A roof repair will make more sense if you are not in your forever home. But if you have no plan to leave the house anytime soon, you want to replace your roof.
Also, consider a roof replacement if you plan on selling your house. Since a new roof attracts more buyers, replacing a damaged roof will help boost your bargaining power to price your property higher. The cost of the roof also can be negotiated in a Real Estate transaction. We see buyers and sellers split the cost most of the time.
What is your budget?
One significant factor you don’t want to skip on your list when fixing your damaged roof is your budget. Ask yourself, how much do I budget for my roof?
Let’s face it; a roof replacement is not a joke. Depending on roof types, the average cost of a roof replacement in Texas is $6,000 and $20,000, while some roofs can cost as high as $30,000. On the other hand, a roof repair can cost as low as $150.
Hence, if your roof only has minor damages with previous minor repairs and you are on a low budget, it makes sense to repair it.
If there’s a recent hail storm, your Insurance company may pay for your new roof, subject to your Home Insurance deductible.
We’ll give you an honest opinion.
Choosing between a roof replacement and repair can be an uphill battle, but considering the necessary factors will help you make the right choice. Factors like the roof’s age, budget, and damage’s severity are crucial to making the best decision.
However, whether you are replacing or repairing your roof, choosing an experienced roofing contractor is important. Hiring a reputable, experienced roofer means trusting your roof in the right hands. This is where Reign Roof comes in for homes and businesses in Texas.
Contact us today for a free quote on your roof repair or replacement in Houston, Richmond, Sugar Land, Katy, The Woodlands, Pearland, Spring, and Tomball Texas.